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Cover Type



FULLY REGISTERED

Choose this if your bike has full road registration and number plates – road bikes, enduro and road-trail bikes you ride legally on public roads.

NOT REGISTERED
/ REC REGISTERED

Choose this if your bike isn’t road registered or only has recreational/conditional registration – dirt bikes, trail bikes, MX and ATVs ridden off-road.

Cover options for fully registered bikes

On-road

Comprehensive

Our highest level of cover. Covers accidental damage to your own motorcycle, plus damage your bike causes to other people's property. Also includes fire, theft, storm, flood and more. Full details in our PDS.

On-road

Third Party, Fire and Theft

Covers your motorcycle if it's stolen or damaged by fire, plus damage your bike causes to other people's property. It does not cover accidental damage to your own bike. Full details in our PDS.

On-road

Third Party Only

Covers damage your motorcycle causes to other people's property in an accident. There's no cover for your own bike. Full details in our PDS.

Cover for unregistered / rec-registered bikes

Off-road

Off-Road Rider

For unregistered or recreationally registered bikes. Cover is for Market Value with Accidental Damage (50% of the market value) or Fire and Theft. Full details in our PDS.